Our Firm

Disciplined Financial Services, Inc. is an independent, fee-only, privately owned investment-advisory business located in Brookfield, Wisconsin.  The firm was established in 1997 by current owner and co-founder, Gene Szaj.

Gene has over 40 years of experience in the financial services industry having started his investment industry career with Merrill Lynch Pierce Fenner & Smith.  Several years later, he joined Smith Barney Harris Upham, subsequently moving on to Dain Bosworth in 1989.  In April 1995, The Disciplined Investor Group, Inc. was founded as an independent investment management firm.  Disciplined Financial Services, Inc. is a wholly-owned subsidiary of The Disciplined Investor Group, Inc.

Gene graduated from the University of Wisconsin in 1971 with a degree in physics, mathematics and astronomy.  He is married to Nanette, a school teacher, and have two children and two grandchildren.

Being a fiduciary, we hold ourselves to a higher legal standard when it comes to assisting our clients in planning for their financial future and managing their investment portfolio.  Combined with conducting our business in an honest and ethical manner, we will always put our clients' best interests first.

We're not owned by any bank, brokerage firm, or insurance company.  We're here to provide unbiased financial services free of the many conflicts of interest that are prevalent at many banks and brokerage firms.  We do not create any "in-house" products to promote one type of investment vehicle over another.

Our custodial relationship is with Schwab Institutional Services.  As such, our technology solutions are world-class, offering a full range of access to leading-edge processes for a powerful, safe and comprehensive interface.

We do not receive any compensation from Schwab Institutional.